Last updated: June 8, 2026

What the calculators collect

Nothing. Every calculator and tool on this site runs entirely in your browser. The numbers you type are never sent to a server, never stored in a database, and never seen by anyone other than you. When you close or refresh the page, the numbers are gone.

What the Desk Notes signup collects

If you enter your email in the Desk Notes signup form, your email address is collected for the sole purpose of delivering the 5-Question Silver Claim Filter and occasional Desk Notes. Your email will not be sold, rented, shared with third parties, or used for any purpose other than sending you the content you requested. You can unsubscribe at any time by replying to any email or writing to [email protected].

Email delivery is handled through a third-party email service provider. That provider processes your email address on our behalf and is bound by their own privacy terms. We will name the specific provider here once the email service is fully connected.

Cookies and tracking

Silver & Sense does not use advertising cookies, retargeting pixels, or behavioral analytics. This site is hosted through Cloudflare, which may use essential cookies for security and performance (such as bot protection). These are functional cookies required for the site to load properly and are not used to track your browsing behavior, build a profile, or serve ads.

We do not use Google Analytics, Facebook Pixel, or any third-party tracking scripts.

What we do not do

We do not sell your data. We do not share your email. We do not build advertising profiles. We do not track which tools you use or what numbers you enter. We do not run affiliate links that report your behavior to dealers or brokers.

S&S Plus (future)

When S&S Plus launches as a paid subscription, it will require account creation. At that time, this privacy policy will be updated to describe what account data is collected, how payment is processed, how records are stored, and what encryption is used. No account data will be collected until that update is published.

Children

Silver & Sense is not directed at children under 13 and does not knowingly collect personal information from children. If a parent or guardian believes their child has submitted personal information, contact [email protected] and it will be removed promptly.

Changes to this policy

If this policy changes, the update date at the top of the page will reflect the change. Material changes will also be noted in Desk Notes if the email list is active at that time.

Contact

For any privacy question, data request, or concern: [email protected]